Employment Practices Liability Insurance (EPLI) provides defense and indemnity protection against claims arising from the employer/employee relationship. The policy shields employers from claims of harassment, discrimination, failure to hire, wrongful termination, and includes all current, former, and prospective employees, directors and officers, even the corporate entity.

New!  Employment Practices Liability Insurance
expanded coverage includes:
  • (EPLI) Employment practices liability insurance Coverage for Wage & Hour claims (subject to sub-limit) [not available in CA].
  • Removal of Failure to Comply, Major Stockholder, and Dishonest Acts exclusions.
  • Addition of a “Soft Hammer” provision with a 50/50 Insured/Insurer split.
  • Expanded definition of “Employee” to include Independent Contractors and Leased Employees under the direction of the Insured.
  • Employment practices liability Defense Cost outside of and equal to the limits of liability (certain restrictions apply).
  • No Failure to Make Partner Exclusion Practices.
EPLI Employment practices Policyholders are given exclusive access to a broad array of loss control tools available via the Internet. The service provides step-by-step Human Resources procedures, recommended policies, training programs, and employee handbook templates. Policy Holders can use the “Risk Management Tools” link below to access this vital service.

Quick EPLI application


Company Name
Contact Name:

Address Street 1:
Address cont:
Zip Code: (5 digits)


Business Type?

Total Full Time Employees:

Total Part Time Employees:

Date Effective?:

Annual Revenue:

Any EPLI related claims?


Total Assets?:

Security Code: *  


Find EPLI employment practices liability insurance Solutions Here:

Attn: Cary Wilson 400 Chesterfield Center #300
St. Louis, MO 63017
(636)537-5015 fax (636) 537-5009

  Employment Practices Liability Insurance (EPLI) FAQs


What is Employment Practices Insurance- EPLI ?Employment Practices Liability Insurance - EPLI is a relatively new form of liability insurance. It provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It covers your firm, including its Directors and Officers

When do I need Employment Practices Liability Insurance- EPLI ?
EPLI is needed as soon as you start to hire employees. Most investors and directors will require that you carry this coverage as part of your Directors and Officers Liability Insurance since they can also be held liable in suits relating to employment practices.

Why do I need Employment Practices Liability Insurance- EPLI ?

Cases against employers are on the rise. It is estimated that three out of five firms will be sued by an employee. Companies are finding that they are vulnerable from the pre-hiring process through the exit interview, even if the employee was never hired, or only at the company a matter of days for Employment Practices Liability Insurance (EPLI)

It can happen to ANY firm. We have all experienced it. It could be a joke told in the break room, an employee you had to fire, a “friendly” programmer, or that person you chose not to hire. Every employer faces the reality that it will be the target of legal action from past, present and prospective employees. Even if the claim is groundless or fraudulent, the defense of a suit can be expensive in time, resources and financially for EPLI employment practices liability insurance

New technology firms are especially vulnerable to Employment Practices Liability Insurance (EPLI) . Newer and fast growing companies are often prey to these types of claims because their management team has not yet designed or implemented procedures for hiring, firing, and disciplining employees.

We definitely recommend Employment Practices Liability Insurance to any company that has employees.

  Thanks for visiting Employment Practices Liability Insurance  .com (EPLI)


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