Employment Practices Liability Insurance (EPLI) provides defense and indemnity protection against claims arising from the employer/employee relationship. The policy shields employers from claims of harassment, discrimination, failure to hire, wrongful termination, and includes all current, former, and prospective employees, directors and officers, even the corporate entity.


New!  Employment Practices Liability Insurance
 (EPLI)
expanded coverage includes:
 
  • (EPLI) Employment practices liability insurance Coverage for Wage & Hour claims (subject to sub-limit) [not available in CA].
  • Removal of Failure to Comply, Major Stockholder, and Dishonest Acts exclusions.
  • Addition of a “Soft Hammer” provision with a 50/50 Insured/Insurer split.
  • Expanded definition of “Employee” to include Independent Contractors and Leased Employees under the direction of the Insured.
  • Employment practices liability Defense Cost outside of and equal to the limits of liability (certain restrictions apply).
  • No Failure to Make Partner Exclusion Practices.
 
EPLI Employment practices Policyholders are given exclusive access to a broad array of loss control tools available via the Internet. The service provides step-by-step Human Resources procedures, recommended policies, training programs, and employee handbook templates. Policy Holders can use the “Risk Management Tools” link below to access this vital service.

Employment Practices Liability Insurance (EPLI) provides defense and indemnity protection against claims arising from the employer/employee relationship. The policy shields employers from claims of harassment, discrimination, failure to hire, wrongful termination, and includes all current, former, and prospective employees, directors and officers, even the corporate entity.


New!  Employment Practices Liability Insurance
 (EPLI)
expanded coverage includes:
 
  • (EPLI) Employment practices liability insurance Coverage for Wage & Hour claims (subject to sub-limit) [not available in CA].
  • Removal of Failure to Comply, Major Stockholder, and Dishonest Acts exclusions.
  • Addition of a “Soft Hammer” provision with a 50/50 Insured/Insurer split.
  • Expanded definition of “Employee” to include Independent Contractors and Leased Employees under the direction of the Insured.
  • Employment practices liability Defense Cost outside of and equal to the limits of liability (certain restrictions apply).
  • No Failure to Make Partner Exclusion Practices.
 
EPLI Employment practices Policyholders are given exclusive access to a broad array of loss control tools available via the Internet. The service provides step-by-step Human Resources procedures, recommended policies, training programs, and employee handbook templates. 
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